We provide a wide range of specialist advisory services in the following areas: investments, corporate planning, retirement, insurance, tax planning, mortgages, pensions and employee benefits. Our focus is on both capital enhancement and capital protection. We believe in providing a high-quality service, with the emphasis on building long-term relationships with our clients, and we have dedicated and skilled advisers who work together to achieve this.
THE CONSULTATION PROCESS
The objective of the advice service that we provide is to put in place product solutions to enable you to meet your financial goals, and then regularly review the performance of those solutions to help you to remain on track. In order to achieve this, we follow the process set out below, which is broken down into six stages:
This could involve a specific review of your current arrangements and circumstances in relation to particular issues you feel require attention, or could involve your entire financial situation. Any or all of the following issues could form part of our review service and we would agree this at the initial consultation.
Using the results of our review process we will then carry out research to enable us to identify the most suitable recommendations to help you to achieve your personal financial needs and objectives.
The purpose of this is to identify your personal needs and objectives, establish what benefits would result from using our services, outline our associated costs and give you the opportunity to appoint us.
We will present our report detailing the results of our research and personal recommendations, including specific product solutions that will support you in achieving your personal needs and objectives.
This process only begins once we have your agreement on the arrangement. This involves arranging investments or other products on your behalf as required and may extend to implementing a specific financial planning process, such as estate planning. We will act as the intermediary between the product provider(s) and you, with a view to arranging the purchase of any recommended products and/or any advice regarding your existing arrangements.
ONGOING REVIEW SERVICE
An ongoing relationship with our clients has always been integral to our business, as we believe that it can add significant value to both individuals and businesses. Dependent upon client circumstances the ongoing relationship may vary but the main purpose is to monitor your position to ensure that the products continue to meet your requirements. Through regular reviews, we can also develop our planning strategies over time to take into account changing circumstances and objectives as well as developments in economic conditions, legislation (taxation etc.), new ideas and financial products. Elements of the service can include the following: